Car accident in Georgia or Armenia with foreign plates: what to do

The first minutes: both countries

1. Stop, do not move the car and switch on the hazard lights.
2. Put out the warning triangle.
3. If anyone is injured, give first aid and call an ambulance on 112. In both Georgia and Armenia this is the single emergency number, including the police.
4. Change nothing at the scene and preserve the traces. Photograph the positions of the cars and the damage, and write down the names and phone numbers of witnesses.

After that, the procedure differs between the two countries.

An accident in Georgia

• The warning triangle goes at least 15 metres from the car in a built-up area and 30 metres outside one.
• Injured people. In an emergency, an injured person may be sent to hospital in a passing car or taken there by you, if the journey will not harm them. At the hospital, identify yourself and return to the scene if possible.
• Police. Report the accident to the police at once and wait for them at the scene. If nobody is injured, the drivers may agree on and sign a sketch of the accident, but it must still be registered at the nearest patrol police unit. In Georgia an accident cannot be settled entirely without the police.
• Fines. Moving a car from the scene without grounds costs GEL 250. Leaving the scene costs GEL 250 and a 6-month licence suspension. If this created danger or a traffic jam, or property was damaged or someone slightly injured, it is GEL 1,500 to 2,000 and a suspension of one to three years.

Insurance after an accident in Georgia

• Report the accident to the Compulsory Insurance Center: +995 32 2 301111.
• If an injured party makes a claim against you, tell the Center at once.
• The injured party files a claim within 60 calendar days.
• The injured party’s car is repaired only with the Center’s written approval. A decision on the payout is made within 30 days of receiving the documents.

An accident in Armenia

• The “Emergency stop” sign goes out right after you stop. Do not move objects, change the positions of the cars or touch the traces unless the law allows it.
• Injured people. Give first aid, call an ambulance and the police on 112 and wait for the police at the scene. In an extreme case you may take the injured person to hospital yourself, identify yourself there and return.
• Only cars damaged, but the drivers disagree or the damage exceeds the agreed statement limits. Report to the police and photograph and film the positions of the cars, the traces and the damage. Then, within 15 minutes, move the cars so they do not block traffic, if technically possible, and wait for the police.
• Only cars damaged and no dispute. You do not have to call the police. The drivers may fill in an agreed statement (similar to the European accident statement) and clear the road within 15 minutes.
• Fines. The Armenian Code of Administrative Offences sets fines for failing a driver’s duties after an accident and for not clearing the road within 15 minutes when this was required.

Insurance after an accident in Armenia

• Within 40 minutes of the accident every driver must call their own insurance company on the number printed on the ԱՊՊԱ policy. If you do not, the insurer may later demand the payout back.
• Who pays. The at-fault driver’s insurer compensates the injured party. The injured party’s insurer represents them free of charge.
• If the at-fault driver has no policy, the Guarantee Fund of the ԱՊՊԱ Bureau pays within the limits and then recovers the money from the at-fault driver.
• Claim deadline: 3 months from the day of the accident.

Agreed statement in Armenia: when it is allowed

An agreed statement can be used only if:

• exactly two cars are involved;
• only those two cars are damaged and nobody is injured;
• at least one car has a valid ԱՊՊԱ policy;
• one driver fully admits fault and both agree.

The payout limit under an agreed statement is AMD 100,000 on the paper form, and via the mobile app AMD 400,000 in Yerevan and AMD 200,000 outside it. The conditions do not exclude foreign-registered cars that have an Armenian policy.

Georgia and Armenia at a glance

If you do not have a policy yet

Driving without a policy is prohibited in both Georgia and Armenia. Both policies can be arranged online in advance.

• Car insurance for Georgia
• Car insurance for Armenia

Frequently asked questions